Book Review: Tittle:The New Language of Retirement Planning for Young People

Book Review:
Tittle:The New Language of Retirement Planning for Young People by Baba Solomon Emmanuel
Author:Baba Solomon Emmanuel
Pages: 277
Published by :EDUCATION FOR GREATNESS FOUNDATION
Reviewer: Frank Odinukaeze

Overview:

The New Language of Retirement Planning for Young People by Baba Solomon Emmanuel is not just another book about pensions or financial strategies—it is a heartfelt, holistic guide designed to awaken young minds to the true essence of retirement planning. Drawing on personal conviction, spiritual purpose, and practical wisdom, the author redefines retirement preparation as a life-long mission that begins now, not when old age sets in.

Core Message

In this 277 page book,divided into 6 chapters ,the author exposed the brazen mistakes people make while still in service and their youthful age.
Chapter 1 one is an
Introduction to the Basics of Retirement Planning .
This chapter, covers the basic knowledge one needs to have
about retirement planning to enable one to have a good
understanding of the lessons contained in the book. These include:
 Misconceptions about retirement planning
 Definition of retirement planning
 Why is retirement planning necessary or relevant?
 Importance of retirement planning
 When is the best time to begin planning for retirement?
 What are the main reasons behind early retirement planning?
 What is the end product of the retirement planning process
called?
 What is a retirement plan?
 What are the vital areas to include in a retirement plan?
 What does an ideal or robust retirement plan entail?
 What are common problems associated with the post retirement life of most retirees?
 What is the major factor responsible for the suffering of
retirees?
 Who has the responsibility for planning your retirement life?

In Chapter Two,the author talks about how you can
Develop Your Retirement Financial Plan

While Chapter Three dealt on
Developing a Strategy for Building
Cordial Relationships Around Yourself
In chapter Four,the author emphasises on the need to develop a Strategy for Maintaining
Good Health and Longevity,noting that for one to make wealth and enjoy it is premised on good health,thereby emphasising the importance of taking one’s health seriously.

Chapter Five suggests various works and activities one can engage in after retirement
Chapter Six ,which is the last chapter of the instructive and informative book,dwells on
Estate Planning: Developing a Strategy for Caring for Your Loved Ones When you are no more.
Here,the author talks about a sustainable strategy for taking care of loved ones when one is no more .” This will allow you to pass on your wealth to them
according to your wishes and prevent any disputes or conflicts over the inheritance of your assets after your passing”.page 169.
The book challenges the traditional notion that retirement planning is a boring financial concern reserved for middle-aged people. Instead, Baba Solomon introduces a “new language”—a mindset shift that urges young individuals to view retirement as a life project that encompasses:

Financial intelligence

Relationship building

Health consciousness

Legacy and estate planning

Personal fulfillment

Purpose-driven living

At its core, this book teaches that retirement planning is about securing freedom, dignity, and purpose in your later years, rather than surviving on scraps or becoming a burden to others.

Strengths of the Book

* Clear and Passionate Voice
Baba Solomon writes with emotional clarity and urgency. His passion stems from a genuine concern for the suffering of today’s elderly—a concern that has inspired him to craft a preventive solution for young readers.

*Holistic Approach
Unlike typical retirement books that focus solely on finances, this work addresses six major aspects of post-retirement life: money, relationships, health, purpose, legacy, and fulfillment.

* Target Audience Clarity
The book clearly states that it’s not for those at the brink of retirement. It is targeted at young people, especially those with 10 to 34 working years ahead. This focus allows the author to speak directly and practically to a youthful audience who still has time to act.

* Easy-to-Understand Language
The writing is accessible, even for readers with little prior knowledge of finance or life planning. The analogies (like “catching an elephant with a rat trap”) are vivid and memorable.
*Inspirational and Reflective
More than a guide, this book feels like a mentor’s pep talk—pushing readers to take charge of their future while there’s still time.

Weaknesses / Areas for Improvement

* Lack of Structure in Some Parts
The book could benefit from clearer chapter headings and subheadings to help readers easily follow the flow of ideas. Some sections read like extended essays and may need visual anchors or summaries for better digestion.

* Limited Practical Tools
While the philosophical and motivational advice is strong, some readers might crave more actionable templates, examples, or planning frameworks—especially for financial strategies, estate planning, or health tracking.

* Repetitions and Lengthy Sentences
In some places, the points are repeated with only slight variation, and a tighter edit could enhance clarity and reader engagement.

Who Should Read This Book?

Young professionals just entering the workforce

Entrepreneurs in their 20s–40s

Students and early career planners

Anyone looking to live intentionally and avoid poverty in retirement

Noteworthy Quotes

> “Using financial advice as retirement planning knowledge is similar to the folly of attempting to catch an elephant with a trap meant for rats!”
> “The best-proven method for predicting your future is to create it yourself.”
> “You need to do the work you were created or born to do—your life’s purpose.”
Final Verdict
The New Language of Retirement Planning for Young People is an inspiring and much-needed wake-up call for a generation that often sees retirement as too far away to matter. Baba Solomon’s sincerity, spiritual grounding, and holistic vision make this book more than a guide—it is a movement toward intentional living and legacy planning.

A few tweaks in structure and practical tools would make it even more powerful. Nonetheless, it’s an essential read for every young adult who wants to retire with peace, purpose, and dignity.
In all,”The New Language of Retirement Planning for Young People by Baba Solomon,is a must read for all young people who desire a fulfilled life,after retirement.